Free tool
Compare the two offers side by side
Type in what the cash buyer offered. See what you would keep, next to what the same property would leave you sold on the open market.
Starts at 130% of the offer, because that is the arithmetic wholesalers work backwards from - they aim to buy at about 70% of what the property is worth. Type over it with a real number if you have one. Any Realtor will give you a comparative market analysis for free, and ours comes with no obligation.
A flat $10,000 off, asked for once you are committed and the inspection period is nearly up. Untick it to compare the offer exactly as written.
The numbers update as you type. Use the button if you want to jump straight to them.
Sold to the cash buyer
Sold on the open market
How this is calculated
The cash column takes the offer, subtracts the $10,000 price cut if you left that ticked, and subtracts your payoff. The assignment fee shown underneath is the gap between what the property is worth and what they are paying you. In a real deal the wholesaler usually shares some of that gap with whoever they sell the contract to, so treat it as the size of the spread they are working in rather than a figure that lands in one person's pocket.
The open-market column starts from the as-is market value, applies the timing adjustment from the slider, and then subtracts one bundled figure covering commissions, closing costs and transfer taxes, plus your payoff. We have deliberately assumed you pay all of it. On our own transactions we structure the deal so the buyer covers the commission and closing costs, which puts more in your pocket than this page shows - we would rather the comparison be too harsh on ourselves than too kind.
The timing slider reflects something every agent knows and few will say plainly: a property sold in a hurry sells for less. Selling as fast as physically possible costs roughly 10% of the price, and a patient sale earns roughly 10% more. Time is not a formality here, it is money, and it is the main thing a cash buyer is asking you to give up.
These are estimates for comparison, not a closing statement. Your title company produces the real numbers, and taxes, HOA dues, code liens and prorations all move them. The point of this tool is the size of the gap, not the last dollar.
This is not legal advice. Before you sign anything, talk to a Florida real estate attorney. We often point people to Liriano Law PLLC, a Florida real estate and civil litigation firm with experience taking on wholesalers. Free HUD-approved housing counselling is also available at hud.gov or 800-569-4287.
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